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Southern Charm Realty Blog

Tuesday, July 6, 2021   /   by Cory Biddle


We understand that the market is competitive for buyers right now. But don’t let the competition stop you from realizing your homeownership dreams. There are many distinct advantages to owning a home instead of renting. Remembering these benefits can help give you the confidence to pursue the purchase of a home in today’s market. Let’s take a closer look.

Owning is an excellent long-term investment

When you rent, you pay money to your landlord and never see it again. But when you make your mortgage payments, you are investing in yourself. Once your mortgage is paid off, you will have a house that you can sell. Over the years, your home will appreciate in value — it’s like a forced savings account. That makes real estate an excellent long-term investment.

Interest rates are historically low

Because of the pandemic, interest rates are at historic lows. You can get a great deal on a home loan with low interest rates if you qualify. Locking ins ...